None of Loan Desire Ltd, its parent, any of its affiliates, subsidiaries, providers or their respective officers, directors, employees, agents, independent contractors or licensors (collectively the “Loan Desire Ltd parties”) guarantees the accuracy, adequacy, timeliness, reliability, completeness, or usefulness of any of the content and the lending club parties disclaim liability for errors or omissions in the content, the site, the site content, and the user content are made available “as is” and “as available” without warranty of any kind, either express or implied. This includes, without limitation, implied warranties of merchantability, fitness for a particular purpose, title, accuracy, non-infringement, or enjoyment. We make no guarantee that the site content or user content on the site is up-to-date, accurate, or complete. You should not rely on it for any decision or to take any action. We hereby disclaim any warranty that the site content or user content on the site will be free of interruption, free of errors, or that any of the sites is free of viruses, worms, trojan horses, or other code that manifests contaminating or destructive properties.

The site may be temporarily unavailable from time to time for maintenance or other reasons. Loan Desire Ltd assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, user communications. The company is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of email or players on account of technical problems or traffic congestion on the internet or on the site or combination thereof, including injury or damage to users or to any other person’s computer related to or resulting from participating or downloading materials in connection with the web and/or in connection with the service. Under no circumstances will the company be responsible for any loss or damage, including any loss or damage to any user content, financial damages or lost profits, loss of business, or personal injury or death, resulting from anyone’s use of the site or the service, any user content or third-party content posted on or through the site or the service or transmitted to users, or any interactions between users of the site, whether online or offline.